From an Economic Perspective, Implementation of KPR IB Financing Syar'iyah at Bank Muamalat's Palembang Main Branch Office

Efrianto Efrianto; Rulitawati Rulitawati; M.   Jauhari

Penulis

Efrianto Efrianto Universitas Muhammadiyah Palembang
Rulitawati Rulitawati Universitas Muhammadiyah Palembang
M. Jauhari Universitas Muhammadiyah Palembang

Kata Kunci:

Implementation of Muamalat KPR IB, Syari’ah Economy, Financing

Abstrak

The goal of this research is to discover: (1) what must be prepared before financing KPR IB Muamalat. (2) To understand how Bank Muamalat addresses these financial challenges. This research method employs a qualitative description approach. Specifically, through collecting, synthesizing, and summarizing a large number of observations, documentation, and interviews. IB Muamalat KPR Financing, according to the study's findings, is a housing financing organization that aids consumers in conducting housing transactions such as residential houses, flats, apartments, and home renovations, as well as taking over from other banjs. Second, there is a discrepancy between the researchers' estimate of musyarakah mutanaqisah and the computation of musyarakah mutanaqisah found at Bank Muamalat in the IB Muamalat KPR financing package.

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